Whether you’ve decided to start your own business or are in a cash-strapped position with your current venture, you’ve decided to apply for a small business loan. You know that the requirements for small business loans can be taxing, and you want to make sure you are prepared. As with any application process, whether it’s for a job or a grant et al., the more prepared you are, the better. After all, if you were a lender who had their pick of many options, you would definitely feel more confident handing money over to someone who had demonstrated knowledge and competence. Application requirements are also much stricter than they were before the financial crisis. What are the most important things to prepare for the application process?